Business Overdraft Facility
💧 Flexible Cash Flow • Pay Interest Only on What You Use
It is such a convenient and flexible way to support your daily cash flow with an Overdraft facility. This facility is granted up to 12 months to finance business working capital requirements and support business operating expenses when borrowers are unable to meet their day-to-day funding needs. Access funds instantly whenever your business needs a quick cash boost.
Up to 70%
of Collateral Value
Up to 12 Months
Facility Term
Features & Benefits
- Currency available: KHR and USD
- Competitive interest rates tailored to your needs
- Limit size: Up to 70% of Working Capital Requirement / Collateral value
- Facility term: Up to 12 months (renewable)
- Annual unutilized fee: 1% of approval limit
- Repayment Mode: Interest payment on utilization amount, paid monthly
- Type of Collaterals: Land / House / Building with Hard Title Deed
- Pay interest only on the amount you actually use
- Revolving facility — reuse as you repay
Eligibility
- Business owner / enterprise with stable income
- Permanent address in Cambodia
- Loan use must be within Cambodia only
- Business registered and operating for at least 1 year
- Positive cash flow history
Requirements
- National ID Card / Passport (for all signatories)
- Potential business with stable profitability
- Collateral property with Hard Title Deed is required
- 6-12 months Business Bank Statement
- Certificate of Incorporation / Business Registration
- Tax Registration Certificate (Patent / VAT)
- Memorandum and Article of Association
- Board Resolution authorizing facility (for companies)
💡 How It Works: You are approved for a credit limit. You withdraw only what you need, when you need it. Interest is charged only on the amount you actually use — not on the entire limit. Repay and reuse as needed throughout the facility term.
Need Flexible Working Capital?
Apply for an Overdraft Facility today and get instant access to funds when your business needs it most.
Apply for Overdraft →
